Knowledge Center 5 Questions DC Plan Sponsors Should Ask Are you confident that you have the best plan and investment options to meet participant needs?

The idea is straightforward:  Target date funds have an asset allocation based on a given retirement date, and the allocation is professionally managed and de-risked as that date approaches.

By putting complex investment decisions in the hands of professionals, target date funds can help investors:

  • Feel less stressed about achieving retirement goals
  • Increase contribution rates
  • Achieve more consistent overall average results than non-target date investors
70% Of target date investors feel that target dates reduce stress associated with retirement planning.*

We take a sophisticated approach to our target date fund solution to help your plan better achieve its unique goals. You get:

  • Enhanced diversification and efficiency – via institutional asset classes with individual risk/return properties
  • Access to prestigious institutional managers  Our relationships allow for changes without participant disruption, time lags or blackout periods
Knowledge Center Video: What to Know Before Making Any Change to Your DC Plan Time to review your DC plan so participants are better prepared for retirement? Know the answers to the 5 Ws first.
  • More nimble decision-making –  we take full responsibility for our investment decisions, which reduces or eliminates committee time and delays
  • Continual monitoring – Active management reflects near-term market expectations and helps identify shorter-term opportunities
  • A focus on the unique needs of your participants –  Our asset allocations and glidepath are focused on lifetime income throughout accumulation and retirement years
  • Improved diversification at a potentially lower cost – Most single-manager target date funds can’t give participants the same size and scale

Legal Note

*Source: ING U.S. Investment Management and ING Retirement Research Institute, "Participant Preferences in Target Date Funds: An Update," February 2014.

Information provided by SEI Investments Management Corporation (SIMC), a registered investment adviser and wholly owned subsidiary of SEI Investments Company.

Compare Your Current Fund Menu

Could your portfolio be doing more for your participants?

Our DC Advisory team can perform an in-depth, custom review to give you a fresh look at your plan, with valuable insight.

Get my Sample Analysis
Plan projection modeler