Objective-based investing goes beyond the traditional stocks, bonds and cash approach, in an effort to enable investors to consistently meet specific objectives with an appropriate level of risk.
Whether you’re targeting a required level of current income or a certain net worth at retirement, the investment decisions made today determine tomorrow’s financial possibilities.
Why multi-asset investing?
Investment strategies have historically been organized by asset-class category (such as equity or fixed income), as well as sub-categories based on things like company size, stock characteristics like growth or value, type of issuer (like government or corporate debt), geography, or stage of economic development (developed, emerging or frontier markets). These categorizations can be useful when trying to bring order to the vastly diverse universe of financial securities. They’ve also given rise to investment products that have, at times, offered investors reasonably effective tools for achieving their goals.
But we believe there’s much more to investing than categorizing financial assets — it’s really about meeting strategic goals. Which begs the question: is it best to organize investment strategies based on asset-class categories, or might there be a more effective method?
Our Multi-Asset Objective-based Funds are centered on a well-designed and optimized asset allocation.
This mix of investments takes into account investor goals, appetite for risk and time horizon while attempting to strike a balance between risk and reward. With our Multi-Asset Objective-based Funds, you can tailor the asset allocation to an investor's unique circumstances. The Funds are designed to meet four key objectives:
- Accumulation (Download the Multi-Asset Accumulation Fund (SIMT) Fact Sheet)
- Income (Download the Multi-Asset Income Fund (SIMT) Fact Sheet)
- Inflation management (Download the Multi-Asset Inflation Managed Fund (SIMT) Fact Sheet)
- Capital stability (Download the Multi-Asset Capital Stability Fund (SIMT) Fact Sheet)
SEI Investments Management Corporation (SIMC) is the adviser to the SEI Funds, which are distributed by SEI Investments Distribution Co. (SIDCO). SIMC and SIDCO are wholly owned subsidiaries of SEI Investments Company.
For those SEI Funds which employ the "manager of managers" structure, SIMC has ultimate responsibility of the investment performance of the Fund due to its responsibility to oversee the sub-advisers and recommend their hiring, termination and replacement.
Investing involves risk, including possible loss of principal. Investing in the Funds is subject to the risks of the underlying funds. Asset allocation may not protect against market risk. Bonds and bond funds will decrease in value as interest rates rise. High-yield securities may be more volatile, be subject to greater levels of credit or default risk and may be less liquid and more difficult to sell at an advantageous time or price to value than higher-rated securities of similar maturity.
The Fund uses investment techniques with risks that are different from the risks ordinarily associated with fixed income and equity investments. Due to their investment strategies, the Funds may buy and sell securities frequently. The use of leverage can amplify the effects of market volatility on the Fund's share price and may also cause the Fund to liquidate portfolio positions when it would not otherwise be advantageous to do so in order to satisfy the obligations.
Commodity investments and derivatives may be more volatile and less liquid than direct investments in the underlying commodities themselves. Commodity-related equity returns can also be affected by the issuer's financial structure or the performance of unrelated businesses. The Fund's use of futures contracts, forward contracts, options and swaps is subject to market risk, leverage risk, correlation risk and liquidity risk.
To determine if the Funds are an appropriate investment for you, carefully consider the investment objectives, risk factors and charges and expenses before investing. This and other information can be found in the Funds' full and summary prospectuses, which can be obtained by calling 1-800-DIAL-SEI. Read them carefully before investing.