Journey planning

Here’s what we know: A proactive, dynamic de-risking strategy has the ability to mitigate downside risk. 

Most pension schemes have to take on a degree of risk on their path to reach full funding. But in an uncertain environment, it’s important that you minimise volatility by adopting a robust, timely and nimble approach. 

We work with you to customise a journey plan that aims to de-risk the pension scheme's funding level at the right time during the course of the plan. By identifying optimal strategic asset allocation, you have the opportunity to make decisions more proactively.

Not an "off the shelf" liability driven investing product

To develop and implement a de-risking plan for a scheme, we:

• Analyse the scheme's liabilities
• Understand the needs of the trustees and the goals of your scheme
• Agree on the trigger points and corresponding courses of action, so changes to the asset allocation and portfolio strategy can be made quickly and effectively
• Regularly monitor funding levels and act quickly to capture opportunities as they arise

Download the flight planning and de-risking overview (PDF)

This document contains marketing material about our fiduciary management service. This document does not represent impartial advice on this service. In certain cases, you are required to conduct a competitive tender process prior to appointing a fiduciary manager. Guidance on running a tender process is available from the Pensions Regulator.